What happens to my In-The-Money (ITM) stock Options on expiry day?

If your stock Option is In-The-Money (ITM) on expiry day, it can be assigned for physical delivery as per exchange rules.

  1. For Call Options (CE) – You may get shares of the stock whose call option was brought. (delivery will be credited to your demat, and funds debited from your ledger).
  2. For Put Options (PE) – You may have to payin the delivery of shares (delivery will be debited from your demat, and funds credited to your ledger).

Settlement happens on T+2 day (2 working days after expiry).

Examples -

*Call Option (CE) Example:

You hold RELIANCE 2600 CE

RELIANCE closes at ₹2650 on expiry day.

  1. This Option is ₹50 ITM.
  2. You may be assigned delivery of 250 shares of RELIANCE.
  3. On T+2 day, these shares will be credited to your demat.
  4. You will be debited ₹6,50,000 (2600 × 250) from your ledger.

*Put Option (PE) Example:

You hold TCS 3500 PE

TCS closes at ₹3450 on expiry day.

  1. This Option is ₹50 ITM.
  2. You may be assigned to give delivery of 150 shares of TCS.
  3. On T+2 day, these shares will be debited from your demat.
  4. You will be credited ₹5,25,000 (3500 × 150) to your ledger.

Make sure you have the required shares in your demat account (for PE) or sufficient funds (for CE) to avoid penalties.

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