Client Referral Terms & Conditions

Referrer Incentive - ₹250/- only per client Max 5 Reference in a month maximum up to 60 in a year

Start Date: 1 Sep 2024   End Date : 31 Dec 2024 or up on launch or new policy whichever is earlier.
Terms & Conditions:
  • This offer is valid only when the referral link is shared via the 'Refer & Earn' section of the mobile app or client dashboard.
  • Unique Referral Link & Code: The referee must open the account exclusively through the referral link provided by you. If another link is used or the referee clicks on any other promotional link online, their account won’t be associated with the referrer, and the referral reward won’t be applicable.
  • Max account Per Referrer/month:  a maximum of 5 account per month per referrer will be eligible for the referral reward
  • Referral:  The referral is considered successful if the referred individual successfully opens a Trading and Demat account with Bigul, adhering to the stated terms and conditions and upon activation of the account.
  • Reward Credit:  Upon a successful referral, the referral reward will be credited to your Trading Account within 60 days of the activation.
  • Referrer:  A referrer is a Bigul customer who invites a potential customer to open a Trading and Demat account using their unique referral link. The referrer should not treat this policy as a business.
  • Referee:  A referee is a prospective customer who opens a Trading and Demat account with Bigul using the referral link from an existing Bigul customer (Referrer).
  • Referral Date or Lead Date:  The referral or lead date is when the referee initiates their account opening process for the first time using the referrer’s unique link.
  • Activation Date or Account Opening Date:  This is the date when the referee successfully opens an account with Bigul.
  • Referral Reward:  A referral reward is the benefit the referrer receives once the referred friend or prospect successfully opens a Trading and Demat account with Bigul, following the terms and conditions, and once the account is activated.
  • Exclusion of Existing Clients:  Referral rewards will not apply if the referred client's details are already in the Bigul database as an existing client or prospective customer. These accounts are excluded from the referral reward calculation.
  • Referee's Account Opening:  To qualify for referral rewards, the referee must open their Bigul account within 90 days of the referral using your unique referral link. Referrals beyond this period will not be eligible.

To qualify for referral rewards the referrer must understand that the referee should not be in the negative list of PIN code (available on websites www.bigul.co) or is in Surveillance of SEBI/Exchanges/ Depositories/ any Government body.

  • TDS Deduction:  Tax Deducted at Source (TDS) of 5%, 10%, or 20%, as applicable, will be deducted from the referral fees.
  • Management Rights:  Bigul reserves the right to change, modify, or cancel this offer without prior notice. Bigul’s decision on all matters related to this offer is final and binding.
  • Combination of Offers: No two referral offers can be combined at any point. Users are eligible for only one offer each active month.
  • The referrer will receive the referral reward once the referee’s account is activated, which includes completing all documentation and verification as per SEBI/Exchange regulations and Bigul’s policies.
  • The referral reward will be credited to the referrer's trading account in accordance with Bigul's payment settlement policy and after both the referrer and referee have complied with all applicable terms.
  • Bigul’s team will handle the account opening and verification process and reserves the right to reject cases based on compliance and internal policies.
  • Bigul may perform necessary checks and verifications before crediting the referral reward to the referrer.
  • All referral reward winners will undergo scrutiny by the “Referral Quality Check Committee” before the reward is credited to their account. If found suspicious the Referrer shall not be eligible for referral rewards.
  • The referrer agrees not to engage in prohibited activities, including spam, bulk distribution, fraud, selling of invitations, unauthorized promotion, or any action that could harm Bigul’s reputation, as this could result in disqualification from the referral program and legal action.
  • The referrer must not provide any advisory or portfolio management services to the referee regarding securities and should limit their involvement to the referral itself.
  • The referrer is required to keep the referee’s information confidential and must not disclose it to third parties unless legally required.
  • This offer is valid only for select customers as per Bigul's policy. Please check with your RM before referring.
  • The 'Refer & Earn' offer is only applicable to regular accounts.

The client must read and accept the above said terms for referring a friend or any other individual. The conditions would be binding on the referrer. 

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