Tata Capital IPO 2025: SEBI Approves Rs 17,200 Crore Issue

Tata Capital IPO is officially happening. SEBI has given the green light to this massive Rs 17,200 crore public offering, making it one of the biggest upcoming IPO launches in India's financial sector.

The new IPO is expected to hit markets in July 2025. Tata Capital has received confidential approval from SEBI for its upcoming IPO and is now ready to launch on both NSE and BSE exchanges.

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Tata Capital IPO Details

The Tata Capital IPO comes in two parts - fresh shares and an offer for sale by Tata Sons. Currently, Tata Sons owns 93% of the company and will sell part of its stake through this public offering.

At Rs 17,200 crore, this ranks among the largest financial sector IPOs in Indian stock market history. The company filed its papers with SEBI on April 5, 2025, and has now got regulatory approval.

The fresh money will fuel Tata Capital's growth in personal loans, business financing, and infrastructure lending. This capital boost will help the company compete better in the crowded NBFC space and expand its market reach.

Tata Capital IPO Open and Close Date

Market sources point to early July 2025 for the Tata Capital IPO open date. The company will file its final prospectus before announcing exact subscription dates to investors.

Most IPOs run for three working days. So, if this IPO opens in the first week of July, the close date will follow shortly after. The exact timeline depends on when the company files its red herring prospectus.

Trading will happen on both NSE and BSE platforms. Investors can apply through either exchange, giving them flexibility in how they participate in this major public offering.

Tata Capital: About the Company

Tata Capital Limited, established in 2007, is a subsidiary of Tata Sons and serves as the financial services arm of the Tata Group. Headquartered in Mumbai, Tata Capital operates as a Non-Banking Financial Company (NBFC) and offers a wide spectrum of financial solutions tailored for retail, corporate, and institutional customers across India.

The company’s comprehensive portfolio includes personal loans, home loans, business loans, commercial vehicle finance, wealth management, infrastructure finance, and private equity services.

With a network of over 700 branches nationwide, Tata Capital is committed to delivering customer-centric solutions and leveraging digital platforms to enhance accessibility and service quality.

The brand’s core philosophy, “We only do what’s right for you,” reflects its focus on ethical practices and building long-term relationships with clients. Tata Capital continues to drive innovation in financial services, supporting India’s growth through responsible lending and sustainable finance initiatives.

Why This IPO is Important?

This isn't just about raising funds - it's mandatory. RBI has classified both Tata Capital and Tata Sons as "upper-layer" NBFCs. These companies must be listed on stock exchanges by September 2025.

The central bank identified 15 such NBFCs that need to go public, with Tata Capital being one of them. This regulatory deadline makes the IPO timing non-negotiable for the company.

Financial Performance

Tata Capital's numbers looks fine. Its unlisted shares are trading at Rs 1,050 in the grey market, giving the company a valuation of nearly Rs 3.8 lakh crore.

Recent quarterly results show strong momentum. Net profit jumped 31% to Rs 1,000 crore from Rs 765 crore last year. Revenue growth was even better at 50%, reaching Rs 7,478 crore from Rs 4,998 crore.

The full-year performance was equally impressive. Tata Capital shows a profit of Rs 3,655 crore in 2024-25, up from Rs 3,327 crore in the previous year. Total revenue increased to Rs 28,313 crore from Rs 18,175 crore.

What This Means for Investors

Tata Capital IPO should attract positive interest from all investor categories. Tata brand carries weight, and the company's financial performance backs up the hype around this public offering.

This could set new benchmarks for NBFC valuations in the stock market. The company's diversified portfolio and good market position make it an attractive investment proposition.

Success here could trigger more large NBFC IPOs, giving investors more options in the financial services space. Keep watching for official announcements as July approaches.

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