Vaibhav Vyapaar Limited

13 Oct 2026 - 15 Oct 2026 SME NSE

Min Investment

₹2,16,000.00

Price Band

₹51-₹54

Issue Size

₹30.22 Cr

Lot Size

2000 (per lot)

IPO Dates
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13 Oct 2026

Open Date

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15 Oct 2026

Close Date

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16 Oct 2026

Allotment Date

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21 Oct 2026

Listing Date

Know Before Investing

Strengths icon

  • Deep ground-level market understanding and retail customer insights.
  • Fully digital lending platform supported by proprietary in-house technology.
  • Highly experienced leadership and professional management team.
  • Robust automated underwriting framework and risk management systems.
  • Seamless paperless customer onboarding and credit assessment process.

Weaknesses icon

  • Business profitability is highly exposed to interest rate volatility.
  • Significant AUM concentration in specific Indian states and regions.
  • High credit risk profile associated with unsecured personal loan borrowers.
  • Heavy reliance on third-party software vendors for critical digital operations.
  • Operations are vulnerable to disruptions in digital payment systems.

About Vaibhav Vyapaar Limited

Vaibhav Vyapaar is a non-banking financial company registered with the Reserve Bank of India that primarily provides unsecured personal loans to salaried and self-employed individuals. The company operates a fully digital lending platform, extending credit both on a direct lending and co-lending basis. In addition to its core lending operations, the company generates revenue by offering its proprietary application and technology services to other non-banking financial companies. The business operates through a technology-driven model that facilitates credit access using a paperless, scalable, and customer-centric process. Through its digital lending application, LoanFront, the company offers a range of financial services, including instant personal loans and specialized salaried loans. By focusing on technology integration and digital onboarding, the company streamlines the entire loan lifecycle from customer acquisition and credit assessment to loan disbursement and collections across its target retail borrower segments.

IPO Objectives

1. Augment the capital base of our company

2. General Corporate Purpose

Company Promoters

Capfront Technologies Pvt Ltd.

Itha Venkata Raghava Gowrinath

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