Poonawalla Fincorp Ltd - 524000 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Transcript of Earning/quarterly conference call held to discuss financial results for quarter and half year ended September 30, 2022 - Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 ('SEBI Listing Regulations'). Poonawalla Fincorp Ltd - 524000 - Announcement under Regulation 30 (LODR)-Newspaper Publication
Intimation under Regulation 47 and 30 of SEBI (Listing Obligation and Disclosure Requirement) Regulation, 2015 Poonawalla Fincorp Ltd - 524000 - Asset Liability Management (ALM) statement
Assets Liability Management (ALM) Reporting for quarter ended 30 September 2022 Poonawalla Fincorp Ltd - 524000 - Shareholder Meeting / Postal Ballot-Notice of Postal Ballot
Intimation w.r.t notice of postal ballot Poonawalla Fincorp Ltd - 524000 - Announcement under Regulation 30 (LODR)-Newspaper Publication
Intimation under Regulation 47 and 30 of SEBI (Listing Obligation and Disclosure Requirement) Regulation, 2015 Poonawalla Fincorp Ltd - 524000 - Announcement under Regulation 30 (LODR)-Newspaper Publication
Intimation under Regulation 47 and 30 of SEBI (Listing Obligation and Disclosure Requirement) Regulation, 2015 Poonawalla Fincorp Ltd - 524000 - Announcement under Regulation 30 (LODR)-Earnings Call Transcript
Intimation w.r.t audio recording of the Conference Call held on Friday, 21 October 2022 to discuss the Unaudited Financial Results for quarter and half year ended 30 September 2022. Poonawalla Fincorp Ltd - 524000 - Announcement under Regulation 30 (LODR)-Investor Presentation
Investors/Analysts' Presentation Q2FY23 Quarterly Result Announced for Poonawalla Fincorp Ltd.
Finance company Poonawalla Fincorp announced Q2FY23 results: Assets Under Management (AUM) at Rs 18,560 Crores, up by 22% YoY and 5% QoQ. Disbursement grew to Rs 3,721 Crores, up by 44% YoY and 8% QoQ. Highest ever PAT at Rs 163 Crores, up 70.8% YoY and 15.8% QoQ. Highest ever RoA at 3.6%, up by 102 bps YoY and 24 bps QoQ. NII at Rs 446 Crores, up by 33% YoY and 12% QoQ. NIM at 9.8%, an improvement of 77 bps YoY and 35 bps QoQ. Gross NPA at 1.52%, down by 259 bps YoY and 67 bps QoQ; while Net NPA at 0.83%, down by 118 bps YoY and 13 bps QoQ, despite alignment with revised NPA definition as per RBI circular. These are the best asset quality numbers in last 38 quarters. The Direct Digital Program (DDP) mix increased to 47% in Q2FY23 from 34% in Q1FY23 and 17.5% in Q4FY22. CARE upgraded the long-term rating to ‘AAA/Stable’. Liquidity buffer stood at Rs 4,812 Crores as of 30th Sep 2022. Standalone Capital Adequacy Ratio stood at 44.9% as of 30th Sep’22. Given the strong ALM management, and diversification of liabilities, the impact of recent interest rate hikes on cost of borrowing will be gradual Commenting on Poonawalla Fincorp’s performance, CA Abhay Bhutada, Managing Director, said “Q2 has been an excellent quarter with differentiated strategy and execution excellence leading to all round performance across business growth, improved credit quality and profitability. It was a quarter marked by highest ever organic disbursement, customer acquisition, lowest GNPA & NNPA in 38 quarters, and highest ever PAT & RoA. This sets the momentum for an even exciting second half and beyond.” Result PDF Poonawalla Fincorp Ltd - 524000 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
Press Release II Q2FY23 Key Highlights