CENTRAL BANK OF INDIA - 532885 - Regulation 23(9) Related Party Transaction
Regulation 23(9) Related Party Transaction26-10-2021
26-10-2021
Central Bank of India - 532885 - Regulation 23(9) Related Party Transaction
Regulation 23(9) Related Party Transaction26-10-2021
Central Bank of India - 532885 - Statement Of Deviation / Variation In Utilisation Of Funds Raised
Statement of Deviation /Variation in utilisation of funds raised26-10-2021
CENTRAL BANK OF INDIA - 532885 - Compliances-Reg. 54 - Asset Cover details
Regulation 54 - Asset Cover Certificate26-10-2021
Q2FY22 Quarterly Result Announced for Central Bank of India
CENTRAL BANK OF INDIA RESULTS FOR THE QUARTER ENDED SEPTEMBER 30th 2021: Major Highlights: With sustained performance, the Bank has registered a Net Profit Rs 250 Crore compared to Net Profit of Rs 161 Crore on Y-o-Y basis (55.28%) and Net Profit of Rs 206 Crore for the quarter ended 30th June’21 (21.36% on Q-o-Q basis). Operating profit improved to Rs1401 Crore from Rs1386 Crore (1.08%) on Y-o-Y basis, and from Rs 1085 Crore (29.12%) on Q-o-Q basis. CASA share in total Core Deposits has improved from 47.72% to 49.79% on Y-o-Y basis registering an improvement of 207 bps and improved from 49.20% to 49.79% on Q-o-Q basis registering an improvement of 59 bps. Net NPA reduced from 5.60% to 4.51% on Y-o-Y basis registering an improvement of 109 bps and from 5.09% to 4.51% on Q-o-Q basis registering an improvement of 58 bps. CRAR under BASEL III improved from 12.34% to 15.38% on Y-o-Y basis registering an improvement of 304 bps and from 14.88% to 15.38% registering an improvement of 50 bps on Q-o-Q basis. Provision coverage ratio (PCR) improved from 82.24% to 85.86% on Y-o-Y basis registering an improvement of 362 bps and from 84.28% to 85.86% on Q-o-Q basis registering an improvement of 158 bps. Profitability: Net Interest Income (NII) has improved from Rs 2354 Crore to Rs 2495 Crore (5.99%) on Y-o-Y basis and improved from Rs 2135 Crore to Rs 2495 Crore (16.86%) on Q-o-Q basis. Net Interest Margin (NIM) has improved from 3.21%to 3.36% on Y-o-Y basis registering an improvement of 15 bps and improved from 2.84% to 3.36% on Q-o-Q basis registering an improvement of 52bps. Operating profit marginally improved to Rs1401 Crore from Rs1386 Crore (1.08%) on Y-o-Y basis, and from Rs 1085 Crore (29.12%) on Q-o-Q basis. Cost to Income Ratio is 56.42 % for the quarter ended September 30, 2021 as compared to 54.73 % for the corresponding quarter previous year and 61.39% as on June 30, 2021. ROA improved from 0.19% to 0.29% (10bps) on Y-o-Y basis and from 0.24% (5bps) on Q-o-Q basis. Cost of Deposit declined from 4.45% to 3.84% (61 bps) on Y-o-Y basis and from 3.93 % (9 bps) on Q-o-Q basis. Yield on Advances stood at 6.66 % for Q2’22 as against 7.31 in Q2’21. This is mainly due to reduction in MCLR and increase in RBLR portfolio. However, it has improved from 6.55% to 6.66% (11bps) on Q-o-Q basis. Business per Employee has increased from Rs 15.42 Crore to Rs 16.43 Crore on Y-o-Y basis and from Rs16.00 Crore on Q-o-Q basis. Asset Quality: Gross NPA reduced from 17.36% to 15.52% on Y-o-Y basis registering an improvement of 184 bps and from 15.92% to 15.52% on Q-o-Q basis registering an improvement of 40 bps. Net NPA reduced from 5.60% to 4.51% on Y-o-Y basis registering an improvement of 109 bps and from 5.09% to 4.51% on Q-o-Q basis registering an improvement of 58 bps. Provision Coverage Ratio (PCR) improved from 82.24% to 85.86% on Y-o-Y basis registering an improvement of 302 bps and from 84.28% to 85.86% on Q-o-Q basis registering an improvement of 158 bps. Credit Cost improved from 1.62 % to 0.72 % (90 bps) on Y-o-Y basis. Slippage ratio stood at 1.45% as against 0.08% during Q2’21, as there was moratorium granted by RBI due to COVID-19 pandemic. In Q1’22 it was 0.95%. Slippage ratio during the quarter increased due to slippage of two corporate accounts of Rs 1150 Crore. Had these accounts were not slipped during the quarter then slippage ratio for Q2’22 would have been 0.67% Capital: CRAR under BASEL III improved from 12.34% to 15.38% on Y-o-Y basis registering an improvement of 304 bps and from 14.88% to 15.38% registering an improvement of 50 bps on Q-o-Q basis. Leverage ratio has improved from 3.96% to 5.15% (119 bps) on Y-o-Y basis and from 5.13% (2bps) on Q-o-Q basis. Bank’s Net worth has improved from Rs19033.59 Crore as of September 30th 2020 to Rs23185.66 Crore as on September 30th 2021 on standalone basis. Digital Banking: Share of Digital Transaction through ADC (Alternative Delivery Channel) improved from 65.41% to 78.03% during 12 months period ended September 2021, against corresponding period ended September 2020. Active Debit Card users are 2.83 Crore as on September 30th 2021 as against 2.53 Crore as on September 30th 2021. Branch Segmentation: Bank is having pan India presence with network of 4594 branches spanning 63.91% (2936 branches) in rural & semi-urban areas, 3392 ATMs and 7199 BC Points with total Touch Points 15185 as on 30th September 2021. Business Highlights: Total Business stood at Rs512094 Crore as on September 30th 2021, as against Rs500737 Crore registering a growth of Rs11357 Crore (2.27%) on Y-o-Y basis. Total Deposits have increased by Rs 13056 Crore and stood at Rs 336500 Crore as on September 30, 2021 as compared to Rs 323444 Crore as at the end of September 30, 2020 reflecting increase of 4.04% on Y-o-Y basis. CASA share in total Core Deposits has improved from 47.72% to 49.79% on Y-o-Y basis registering an improvement of 207 bps and improved from 49.20% to 49.79% on Q-o-Q basis registering an improvement of 59 bps. Result PDF26-10-2021
CENTRAL BANK OF INDIA - 532885 - Announcement under Regulation 30 (LODR)-Investor Presentation
Investor Presentation on Reviewed Financial Results for Second Quarter and Half Year Ended 30th September 202126-10-2021
Central Bank of India - 532885 - Announcement under Regulation 30 (LODR)-Press Release / Media Release
Press Release on Financial Results for the Second Quarter and Half Year Ended 30th September 202126-10-2021
Central Bank of India - 532885 - Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Notice of Bank''s Conference Call with the Analysts22-10-2021
CENTRAL BANK OF INDIA - 532885 - Board Meeting Intimation for To Consider And Take On Record Unaudited Standalone And Consolidated Financial Results Of The Bank For The Second Quarter & Half Year Ended 30Th September 2021.
CENTRAL BANK OF INDIAhas informed BSE that the meeting of the Board of Directors of the Company is scheduled on 26/10/2021 ,inter alia, to consider and approve To consider and take on record unaudited standalone and consolidated financial results of the Bank for the second quarter & half year ended 30th September 2021.20-10-2021